Same Creditor: Sold-Out Junior May Obtain Deficiency Judgment Following Nonjudicial Foreclosure of Senior Lien

Code of Civil Procedure section 580d does not bar the same creditor holding two deeds of trust on the same property from recovering a deficiency judgment when its junior lien is extinguished by the nonjudicial foreclosure of its senior lien. Continue reading

Wrongful Foreclosure: Borrowers May Challenge Void Assignments of Deeds of Trust

A borrower who has suffered a nonjudicial foreclosure sale has standing to sue for wrongful foreclosure based on an allegedly void assignment. Continue reading

Davis-Stirling: Partial Payments Reducing Assessments Must Be Accepted

A homeowners’ association is required by the Davis-Stirling Common Interest Development Act to accept partial payments from a delinquent owner even after a lien has recorded. Continue reading

Unlawful Detainer: Personal Service of Notice to Quit Must Be Attempted; Post Foreclosure Plaintiff Must Prove Duly Perfected Title

In unlawful detainer proceedings proofs of service should show that personal service of the notice to quit was attempted; in post foreclosure proceedings plaintiff must prove its title was “duly perfected.” Continue reading